In today's world of escalating medical costs and failing businesses, insurance coverage is frequently insufficient to compensate a client's loss.  Therefore, the determination of personal and/or business assets on which a judgment can be obtained and collected is necessary.

Toward this end, background and asset checks are run to determine whether the individual is employed and if so, the salary.  An asset check on a business identifies whether the business and its principals are operative and solvent, and if real or personal property, investments, and bank accounts exist.